Credits for loans – opinion and review about the company!

Do you need additional funds, but you don’t have time to look for a proper loan? Agree Bank will look for the best lender for you. It is a system through which you can submit one application to many companies at once. In this way, the money can be even faster on your account. Is it worth using such a service? How does this work in practice? We answer!

Information contained in the article:

Good lender loans- information about the company How do you get a loan from Creda? How to apply for a loan step by step in Agree Bank? Who can get a loan from Creda? Loan costs in Agree Bank What does customer verification at Agree Bank look like? Loan repayment in Agree Bank loan – advantages and disadvantages

Good lender loans are online loans that you can have immediately without leaving your home. Thanks to this broker you will significantly shorten the time of searching for the best offer on the market. A wide selection of loan companies will increase your chances of getting funds.

In this broker’s list you will find proof loans, unsecured loans, installment loans and many other options, among which you will choose the best for yourself.

Good lender loans- information about the company

Credes - information about the company

Agree Bank is an Estonian company that provides support in obtaining online loans. It is a loan broker that allows you to apply for quick loans at several companies at once. It belongs to the company Traffic Control OU and is registered in Tallinn. This company serves borrowers in many Baltic countries.

Has a long history in the financial market. It has been around since 2008. Since then, it has already granted over 585 thousand loans for the amount of over USD 886 million. As many as over 92 percent of the applications submitted in it obtain a positive decision of the lender.

How do you get a loan from Creda?

How do you get a loan from Creda?

Not sure where the best loan is available? Good lender loanswill help you choose the best loan company. All you have to do is fill out the application provided on the website and several loan companies will receive it. This way you will get the best offer that is currently available on the market.

Applications submitted by borrowers are collected around the clock by the automatic Creda system. So the loan is available very quickly. The application itself is also simple to complete. It won’t take you more than ten minutes.

How to apply for a loan step by step in Agree Bank?

How to apply for a loan step by step in Stedy?

  1. Specify the loan parameters you are interested in, and then select them on the calculator available on the lender’s website. Specify the amount and date of repayment of the liability.
  2. Fill out the application form. You must provide your first name, last name, telephone number and email address. You will also need to provide marital status, the number of dependents you have, information about your means of transport and your housing situation. You must also fill in your earnings details and enter the account number that will be credited with the loan.
  3. Complete the verification process. All relevant information that will allow you to do it successfully, you will receive after sending a correctly completed form.
  4. Wait for the loan company’s decision and funds on the account.

Who can get a loan from Creda?

Who can get a loan from Creda?

It is difficult to clearly determine who can take out a loan from Creda. This is due to the fact that Agree Bank cooperates with many companies with very different loan granting conditions. However, there are some universal rules that let you know if you have a chance for a loan and you should spend time applying for it.

To apply for a loan, you should:

  • have Polish citizenship,
  • have a valid ID card,
  • have full legal capacity,
  • be of legal age, and sometimes be even twenty or more years old,
  • have a Polish bank account created,
  • have a permanent home address in Poland.

Good to know

Due to the fact that Agree Bank cooperates with many various loan companies, people in very different financial situations have a chance to get a loan. If you are not sure if you have a chance for a loan, it is worth submitting the application and finding out in practice.

Loan costs in Agree Bank

Even though Agree Bank is only an intermediary in granting loans, he sets out the loan thresholds very specifically. So you can apply for a maximum of USD 2,000 through this site. The minimum loan amount is USD 50. Credits give you the chance to get loans that you have to pay back after a maximum of 30 days.

If you decide to use Creda’s services, the loans will never be free. The method of calculating specific fees depends, however, on the loan company’s offer, which the lender will send you. So before you finally accept the proposed loan, you should carefully check the APRC, i.e. the actual annual interest rate.

It will show you collectively how much the commitment will ultimately cost you. It contains all commissions, fees and interest.

What does customer verification at Agree Bank look like?

The customer verification process at Creda varies depending on which company will eventually offer you the loan. The Creda database includes both companies that offer loans without checking the databases, as well as those that quite accurately scan the financial situation of their clients. Where can they check you? Most often they do it:

  • at the Economic Information Bureau
  • in the National Debt Register
  • in the ERIF database
  • at the Credit Information Bureau.


Remember that Agree Bank is only an intermediary and financial verification is carried out directly by the lending company. Therefore, the rules for granting funds by Good lender loansmay differ.

On Creda’s website you will find information that loans for proof, loans for the unemployed and loans without certificates are available. So you have a good chance of getting the funds you need.

Loan repayment in Agree Bank

At Creda, you can specify when you want to repay the liability. So you can choose whether to return the funds after a week or a month. The longer repayment period you choose, the more you will pay. A short repayment period may therefore be better.

It is worth knowing, however, that you can pay back funds faster than you initially declared. To do this, you should contact the company that gave you the loan directly. However, if you are unable to pay back the loan within the set deadline, you can apply for it to be extended.

It is often possible to change the loan repayment schedule and extend it by up to a month. However, this involves additional fees. Again, you should contact your lender directly in this matter. You will find the conditions for calculating additional fees for lack of timely payment in the loan agreement.

What if you don’t pay back the loan and don’t take any steps to get along with the lender? You must be aware that you will be entered in the National Register of Debtors. In addition, the lender may incur high penalties for failure to comply with the contract. Often, such cases are referred to court or debt collection companies


Will you get a cheap loan?

February 8, 2020